Trust in the Lord with all your heart
and lean not on your own understanding;
in all your ways submit to him,
and he will make your paths straight.
(Proverbs 3:5-6)
Several years ago, we had a credit card with a $4000 outstanding balance. (Mostly due to an expensive surgery.) We were appalled and determined to get it paid off as quickly as possible. We cut back on everything. My husband took on extra jobs. I created custom items and sold them online. It was hard work, but we eventually got that card balance down to $400. We had taken Dave Ramsey's Financial Peace University and they had encouraged us to cut up our credit card, but I was afraid. What if we needed another surgery? What if our car broke down? What if something happened to a family member in Ohio and I had to fly home suddenly? I held onto the card.
Then several things happened - 3 more surgeries, multiple car breakdowns and family members that needed some help. Suddenly that credit card balance was almost $12,000 dollars! Appalled was not the word for what we felt - more like ashamed and panicked, wondering how in the world we would be able to ever pay this off.
Then I received a statement that said if we paid $300 a month for the next 3 years, we could pay the card off in that amount of time. We were struggling just to make the minimum payments, so I couldn't imagine how we could afford $300 a month, but I felt God prompting me to trust Him.
Took a leap of faith, cut the card in half, framed it and hung it on the wall, trusting God to help us make the large payments to pay the card off in 3 years. This week we made the final payment on the card! God came through every month and to our amazement we never needed a credit card even once during that time. Even more amazing, our car did break down, but each time we had the money to pay for it and just about the time we were sick of making repairs to it, we were given a car!. We did face another surgery, but we worked through the hospital to pay off our part without putting it on the card and without interest. I even made several trips to Ohio to help my mom after open heart surgery and just to visit, but I didn't have to pay for the tickets.
Trusting God definitely PAID OFF!
Do you have overwhelming credit card debt? Why not take a leap of faith. Cut the cards up and ask God to help you pay them off.
Do you have a story of how God helped you out financially in an amazing way? Please share it in the comments. I'd love to celebrate God's goodness with you.
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